Terms and Conditions

United Surety & Indemnity Company (USIC) recognizes the importance of the personal financial information that our customers and consumers furnish to us in the course of our operations. To us, the responsible handling of said information constitutes a fundamental obligation towards our customers and consumers.

In view of the foregoing, we have set forth in detail below our policy regarding confidentiality and the flow of personal financial information.

Type of personal financial information that we compile

Information provided voluntarily by you to us, or to any of our agents, representatives or brokers, related to obtaining any of the products that we offer.

Information that arises from settlements, claims or other transactions initiated by you with us, relating to policy coverages, premiums, claims adjustments, description and value of the insured assets and other matters relating to the products that we offer.

Information that comes from third parties relating to your credit history.

Type of personal financial information that we disclose

As a general rule, USIC does not share personal financial information of its customers with third parties.

Policies and practices to protect the confidentiality and security of the personal information that we compile

As a general rule, USIC does not share personal financial information of its customers with third parties.

USIC shares the personal financial information of its customers or consumers with those persons or companies who, in representing us, provide the products the we offer, only to the products we offer, or in processing the settlements, claims or other transactions initiated by you relating to policy coverages, premiums, claims adjustments description and value of the insured assets and other matters related to the products that we offer.

USIC comparte la información personal de sus clientes o consumidores con compañías con las que haya contratado para que lleven a cabo campañas de mercadeo de nuestros servicios o productos, o con otras instituciones con las cuales tenemos acuerdos conjuntos de mercadeo de nuestros productos o servicios, limitando tal divulgación a que la información compartida sea estrictamente necesaria para lograr nuestros objetivos de mercadeo, y requiriéndole a las compañías

USIC does not share the personal financial information of its past customers, except as necessary to comply with any regulations, court order, federal or state law that so requires.

USIC internally protects the confidentiality of the personal information it obtains from its customers and consumers, and USIC therefore limits access to such information to such employees as need to use it to provide you with the necessary service related to the products we offer.

In Any other case, USIC does not share the personal information of its customers, except as necessary to comply with any regulation, court order, federal or state law that so requires.

Right of Exclusion

Every customer or consumer has the right to ask that his or her nonpublic personal financial information not be disclosed.

If you wish to ask for such an exclusion, you may send a letter to our address United Surety & Indemnity Company, PO BOX 2111, San Juan, PR 00922-2111. In this letter you should provide the following information: date, name, address, policy or surety number and signature.