You built your business with your own two hands. To protect it, you can count on ours.

With our commercial policy, you can be sure to obtain the right protection for your property.

USIC - Commercial Policy USIC - Commercial Policy
01 Commercial
Commercial Policy

At USIC, we have the solution for you to protect your business or company from unexpected events. Whether you work from home, rent, or own your business, our commercial property insurance offers you all the coverage you may need.

Types of Commercial Insurance Policies:
  • Single-line policies (Single-line Property) 
  • Commercial Package Policies, which allow adding Commercial General Liability, Crime and Inland Marine coverage
Coverage:
  • The Commercial Insurance Policy protects your property against losses caused by fire, theft, vandalism, lightning, hurricanes, earthquakes, and floods, among others
  • You may extend these coverages to include loss of income, equipment breakdown, and perishable goods, among others.
USIC - Builder’s Risk Policy USIC - Builder’s Risk Policy
02 Commercial
Builder’s Risk Policy

Protect your project in the event of hurricanes or earthquakes. Our policy is specifically designed for new projects that are in the construction or remodeling and alterations.

Provides coverage for:
  • Materials in transit or stored to be used and/or installed on site
  • Direct damage to machinery and construction equipment used in the project
  • Endorsement to cover theft of materials, machinery and equipment
  • Coverage for perils such as flood, fire, vandalism and others, subject to deductibles and specific sub-limits that are determined based on the client's needs
Deductibles:
  • Hurricane coverage has deductibles of 2% of the stated value at the time of loss
  • Earthquake coverage has deductibles of 5% of the stated value at the time of loss
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FAQ: Commercial Property and Contingency Policies
  • What are the requirements to evaluate the underwriting of a case? +
    We will need to assess the case specifications and its loss history. 
  • Can the commercial property risk be submitted directly to USIC?  + No. All commercial property risks are handled exclusively through General Agencies appointed to USIC.
  • What are the benefits of purchasing a Commercial Property Policy? + The greatest benefit of purchasing a Commercial Property Policy is the sense of security that it affords you. Not only can you insure the property itself, but you can also include additional coverages that protect your business's specific needs.
  • Why should I purchase Commercial Property Insurance? +
    Coverages:
    • You protect your property from losses caused by fire, theft, vandalism, lightning, hurricanes, earthquakes, flooding, among others
    • You get protection against direct damage to the building and to the personal property of the business
    • You secure your business, and, in turn, every space included in your commercial property